If you live in Israel as an English speaker, you may feel that the financial system looks familiar —but behaves very differently from what you expected. Israeli pensions are not the same as pensions abroad.GEMEL & HISHTALMUT funds are not standard investment accounts. And taxation at retirement follows rules that many English speakers have never encountered before.
As a result, many people make important financial decisions without fully understanding:
- how their money is taxed today and in the future
- which choices are irreversible
- and where unnecessary costs quietly accumulate over time
In most cases, the problem only becomes visible years later —when the portfolio is already locked in and expensive to fix.
I am Golan Magal, founder of Magal Invest, with over 20 years of experience in Israel’s capital markets.
Magal Invest works extensively with English-speaking clients in Israel,
both directly and as the investment arm for agencies, organizations, and workplaces that primarily serve the Anglo-Saxon community.
This ongoing work has created a deep understanding of the financial challenges, expectations, and blind spots unique to English speakers living in Israel —
and allows for clear explanations, objective advice, and long-term financial planning that truly fits their lives here.
Full Financial Mapping
A complete overview of all your assets and savings, across institutions.
Risk & Performance Analysis
Understanding returns, risks, and tax exposure — today and in the future.
Long-Term Planning
A clear, multi-year strategy aligned with your life and goals in Israel.
Institutional Implementation
Execution only through regulated, supervised institutional platforms.
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Control and oversight of all assets
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Smart, long-term tax planning
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Liquidity aligned with real-life needs
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Transparency and objectivity
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Institutional safety and regulation
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Full service in English
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Objective product selection across the entire market
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All your savings and investments in one clear view
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Personalized planning, not off-the-shelf solutions
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Ongoing professional guidance
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Licensed portfolio manager (Israel Securities Authority)
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Licensed pension planner (Ministry of Finance)
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Former Head of FX Trading Desk at Meitav Dash
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Former Head of Investment R&D at Bank Leumi
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External advisor to Tower Semiconductor
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English speakers living in Israel
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Pre-retirees and retirees
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High-net-worth individuals
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Anyone seeking clarity and control
Articles and a book written in English,
designed to expose hidden financial pitfalls
and help English speakers understand
how the Israeli financial system really works
